Monica Herrera Garcia
Catalana Occidente

- Health insurance. 2 types:

 1. Normal medical assistance insurance. You have to visit the doctors included in our "doctors board", all the private hospitals in Valencia included and the more important clinics too. Also if you want you go to a gynecologist not included in our board or pediatrician not included either, we will pay you back a maximum of 3 bills a year up to 80% of the bill at a time and with a maximum of 50€ each time. Also you will be cover up to 6.000€ if anything happens outside Spain. Dental assistance included (some acts free other with special discounts) in our clinics. 10% discount people coming on your behalf. Video consultation included.

 2. Refund Medical insurance. You can go to any doctor in Spain or abroad. You go as a private patient paying the doctor straight after the visit. We will refund 85% in doctor visits, tests and emergencies, 100% in hospital expenses and surgery. There is a limit on refunds but it can be extended. Dental assistance included (some acts free other with special discounts) in our clinics. Video consultation included. 16% discount people coming on your behalf.

Any authorisation required can be done by our customer assistance center but in any case I can organize that for you with no need to do it by phone. I can be the contection between you and our central office, I work in a special office specialized in Health, life and finance, we are not an agency we work straight for the company which makes easier for me to deal with the central office and solve any problem.

- Life insurance.

We can insure you for death, permanent dissability and also we have a special coverage for major sickness like cáncer, stroke, alzheimer's...

Special discounts up to 15% on people coming on your behalf.

Any question or doubt please get in contact with me by phone or email. I will be very happy to help you in anything you need.

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Mónica Herrera García

Consultor Vida y Finanzas

Licenciada en Derecho

Suc. Vida Valencia

monica.herrera@catalanaoccidente.com

Free Concert American Choir

Sugar Cookies

These cookies are such a hit anywhere I take them! They make a perfect Christmas cookie or for any time of the year.


Ingredients:
3/4 cup (187.5 gms) unsalted butter
1 cup powdered sugar
2 eggs
1/2 teaspoon vanilla extract 
1/2 teaspoon almond extract (I buy mine at Taste of America but think that you can find it at cake supply stores such as For My Cake)
2 1/2 cups flour
1 teaspoon baking powder
1 teaspoon salt

 

almond extract, vanilla extract, powdered sugar

Instructions:

 First cream the butter in a large bowl
 

Then add the cup of powdered sugar and cream together. Add the eggs and the extracts and mix well. Then add the flour, baking powder and salt and mix it all together with the beaters.


Divide the dough in two parts, wrap each part in plastic and refrigerate several hours or overnight.


After the dough has chilled, put down plenty of flour on your working surface, and roll out to 1/8 inch thick.
 

Cut out your desired shapes and place them on your baking sheet that has been lined with parchment paper.


Bake in a 375º oven for about six minutes. Remove from the oven and let cool before decorating.

To make the frosting:

In a large bowl cream 1/3 cup (83 gms) unsalted butter. Add two cups powdered sugar and mix well with the beaters.


Add 1/4 cup milk and 1 teaspoon vanilla extract and mix together. Then add another 2 1/2 cups powdered sugar. Mix together and add more milk as needed to reach the desired consistency.




You can mix in food coloring if you like:


Frost and decorate cookies as desired.


Ingredientes:

Yo uso unos vasos de medida que un vaso es aproximadamente como un vaso pequeño de Nocilla, pero pondré las medidas tambien en gramos.


187,5 gramos mantequilla sin sal (3/4 partes de una pastilla de mantequilla)
1 vaso (125 gramos) de azucar glas 
2 huevos
media cuchara de té de extracto de vainilla
media cuchara de té de extracto de almendra
2 1/2 vasos (375 gramos) harina
1 cuchara de té de levadura en polvo
1 cuchara de té de sal
 
 extracto de almendra, extracto de vainilla, azucar glas


Como se hace:
Primero, en un bol bates la mantequilla con batidora:
 

Añades el azúcar glas y lo vuelves a batir. Luego añades los huevos y los dos extractos y lo bates otra vez.  Añades ahora la harina, la levadura en polvo y la sal y lo mezclas todo muy bien.


Divide la masa en dos partes, envuelve las dos partes en plástico y déjala enfríar en la nevera varias horas o hasta el día siguiente.


Cuando está fría la masa, pon bastante harina en la superficie donde vas a trabajar y extiende la masa a 3 mm de gordura y córtela con los moldes que desees.


Pon las formas en una bandeja de horno en la que has puesto papel vegetal. Hornéelas a 190º durante unos 6 minutos.



Para hacer la cobertura de las galletas:

En un bol bates 83 gramos (la tercera parte de una pastilla) de mantequilla sin sal. Añades dos vasos (250 gramos) azucar glas.


Añades una cuchara de té de extracto de vainilla y 1/4 vaso (60 ml) leche y mézclalo bien. Añades 2 1/2 vasos (300 gramos) más de azúcar glas y lo mezclas. Añade más leche si es necesario para obtener la textura deseada. 


Puedes añadir colorantes si quieres:


Decora las galletas como quieras.

Homemade Refried Beans

I got tired of having to make a special trip to Carrefour every time I needed to buy refried beans, and of spending a small fortune on each can. So, I decided to try and make my own from scratch with ingredients I can find in Mercadona or Consum for a fraction of the price. I loved the results!

Ingredients:
1 jar of cooked pinto beans
1/2 cup (125 grams) butter
1/2 cup chopped onion
salt
pepper
1 tablespoon cumin
1/8 teaspoon cayenne pepper



Instructions:

Drain and rinse the beans in a strainer and set aside

Melt the butter in a large frying pan. When melted, add the onions and cook until the onions are soft and then add the beans and cook for a few more minutes.


 

Sprinkle with salt, pepper, cumin and cayenne pepper and then puree the mixture with the immersion blender.

How I make my own pumpkin spice latte

First I put some milk in a large glass, and then I add a spoonful of pumpkin puree (which I make myself by baking whatever type of pumpkin or squash I have available at my local grocery store until it is soft and pureeing).

Then I add a little sugar and shake in a tiny amount each of cinnamon, ginger and nutmeg.

I microwave it until it is warm and then mix it for a minute with the frother.

Add hot coffee and enjoy!

Homemade Pizza Crust

The pizza crust that they sell in the refrigerator section of Mercadona is great in a pinch, but if you have a little extra time why not make your own? It is a real treat and much faster and easier than you probably imagine.

Homemade Pizza

Ingredients:

3 1/4 cups all purpose flour
1 package yeast
1 teaspoon salt
1 cup warm water (120º to 130º F or 50º to 55º C) I use a meat thermometer I bought in the United States to measure the temperature.
2 tablespoons olive oil

This is the yeast that I use:

Directions:

In a large mixing bowl combine 1 1/4 cups of the flour, yeast and salt. Add the warm water and olive oil.  Mix it together very well with a spoon, add the remaining two cups of flour and mix together until well blended.  With the dough hooks knead the dough together for about five minutes adding as much extra flour as needed to form a nice, stiff dough.  (you can also knead by hand on a floured surface if desired.)

Divide the dough in half, place on a lightly floured surface, cover with plastic wrap and let rest for ten minutes.

Grease a baking sheet with olive oil, place one of the dough halves on the baking sheet and with the palm of your hand pound the dough into a thin, circle shape.  Top with sauce (I love the jarred tomato with oregano and basil pasta sauce from Mercadona), toppings and cheese. Bake in a preheated 425º oven (220ºC) until the cheese is brown and bubbly, about 12 minutes.

Easy and delicious!

White Chocolate Macadamia Nut Cookies

Recipe: White chocolate macadamia nut cookies

Ingredients:

1/2 cup (125 g.) butter, softened
1 cup brown sugar
1/2 cup finely minced coconut flakes
1 egg
1 tablespoon milk
1 teaspoon vanilla extract
1 1/2 cups all-purpose flour
2 teaspoons baking soda
1/2 teaspoons baking powder
1/2 teaspoon salt
8 ounces (3 - 75 g. bars) white chocolate, chopped into small pieces
1 cup macadamia nuts, chopped

Directions:

Cream together the butter and sugar, then add the coconut, egg, milk and vanilla and mix well.

Add the flour, baking soda, baking powder and salt, and mix together with the electric mixer until a dough is formed.

Mix in the white chocolate and macadamia nuts.

Drop by spoonfuls onto a baking sheet. Bake in a 300º oven ( 150º C) for 12-14 minutes. They should be starting to brown around the edges but be soft in the center.

Enjoy!